Building a new house looking to use HA

I agree with this sentiment. Especially for a guest lodge. You’re probably going to be wanting to use Keymaster for lock management, along with Rental Control with the lodge to manage the lock for rentals. Keymaster only operates with ZWave locks (there’s be some work to support Zigbee but it stalled out)

I personally have a combination of Zigbee and Zwave throughout the several properties that I operate. I use Zigbee primarily for door / window sensors and other cheap stats sensors such as temperature and humidity. ZWave for anything that needs security.

I usually put Zwave light switches near door locks to help with routing, particularly if the controller isn’t nearby.