There are (should be, maybe) HA-Integrations for All your HVAC Devices, i suggest you read up upon your device and these integrations You intend to Use for Those Devices
In Regards to 1. And 2 , there are Alot ! various experiences of Zigbee Devices, Coordinators And Integrations of same, So your questions in this regards, will give you advises" from People with their own “circumstances/solutions/experiences” etc. etc.
Basically You wont get any “Generic” Answers , and so i won’t give you any
In regards to Your Goals, You might “reconsider” what your potential Customers would “Want”
…I.E coming into a “Cold” Bathroom, with “Cold” Water ? ( Or Water “accumulated” in the range of i.e 20-40 degrees ? ( Health Inspections Wouldn’t approve this )