HomematicIP-wired vs KNX

Hello everyone,
I would like to convert my control cabinet with impulse relays (yes, all switches lead to the basement and all actuators to the light outlets, blind relays too) to a controllable smart home for HA.

The choices here are probably KNX (from mdt?) and HomematicIPwired.

In terms of price, HomematicIPwired (and PImatic on the CCU3) looks unrivaled cheaper than KNX.
Is HomematicIP still up to date and maintained?
Are there any functional limitations of Homematic to KNX (assuming that I only need light switches, lights, dimmers and blinds there and can also operate them with Homematic (in stand-alone mode, i.e. without Home Assistant))?

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no insider is able to share some thoughts with me?