I’m definitely not there yet. And I kind of hope I never do.
At that point it’s more like a job than a hobby. Not to mention I think that would be the final straw for my wife. I’ve got so much electronic/DIY stuff around the basement shop already.
The closest I’ve ever come to needing anything like that is for old PS3’s that overheated and got a “red light of death”. then you would need to do a reflow on the GPU(?) with a heat gun. surprisingly it worked a couple of times before it got non-repairable.
I don’t even need to do anything like that outside of soldering in my day (and night ) job as an industrial electrician either.