As others have said, it does depend on your particular circumstances and the house construction.
However, what I will say regarding “installers” is, in my experience, most of them know bugger all about heating and thermodynamics, only being qualified to safely install a heating system, which is the only qualification they need. This is actually an industry-wide problem, as there is no formal qualification to become a “heating engineer” other than being Gas Safe Registered AFAIK.
I would suggest you find a Heat Geek near you and get them to come and take a look. They take training through the Heat Geek programme to properly understand heating, and although it is not an industry standard qualification, it does indicate they have at least got a grasp on the basics of heating. In the past I have had supposed “heating engineers” service my boiler, which I have spent time to carefully adjust the flow temperature on, crank it up to max and leave it there. It shows absolutely no undestanding of heating.
The most efficient way to heat is low and slow, with the boiler return temperature below 55C in order to recouperate as much energy as possible through condensing. This is why I said that you may want to reconsider the idea of using motion sensors as you don’t want to be constantly turning your heating on and off.
It’s true that putting smart TRVs in each room does cause more calls for heat than if you only had one central thermostat. However, the thing that you get from having smart TRVs in each room is comfort. Each room will always be at the correct temperature and you can fine tune the heating as you want to balance comfort and efficiency. The Wiser integration in Home Assistant allows you to put some TRVs into an emulated Passive Mode, to act like a dumb TRV i.e. it stops them calling for heat, unless other rooms that are actively heating are already calling for heat and you can take them in and out of Passive Mode according to your situation e.g. only passively heat a guest room unless you have guests staying.
What I can say is that we moved from a 3 bedroom house 2 years ago, before the energy prices soared, to a 5 bedroom house that is twice the size and our bills are less here than they were at the old house (even with the massive price increases since then). Granted this house is much newer and better insulated, but we have smart TRVs in every room and are not heating 3 of the bedrooms most of the time. They are placed in Passive Mode with a setback of 16C and a minimum temperature of 12C and I have spent a lot of time tweaking the setup to e.g. automatically switch off the heating in rooms where the doors and windows are open, change the heating schedule for certain rooms automatically dependent on who is at home. These are the biggest benefits of having separate room control, along with the comfort that it provides. It depends how far down the rabbit hole you want to go in tweaking everything to gain those efficiencies though.