OS, I actually was stuck on preparing HA and couldnt get past Raspberry PI 4 Stuck on Preparing HA - #4 by KruseLuds
I actually resolved the issue by setting the time manually Fresh Installation Stuck on Preparing HA - #26 by juagicre that was the only way I could get the installation to finish. After I ran that command and set my time manually to my local time the HA finished installing after a reboot. So maybe something I did with that command screwed it up?
ha>login
#date -s "yyyy-mm-dd hh:mm:ss"