VS Code not using saved github credentials

Anyone having issue with saving credentials? I set them up on the command line through SSH and if I push my branch, it works seamlessly. I’m using:

git config --global credential.helper cache

followed by:

git config --global credential.helper 'cache --timeout=3600'

Then I’m pushing to my remote repo on github, prompted for my username and pwd, and it succeeds. If i do another push right away or days later, it works w/o prompting me for creds.

however, in VS Code, I have this option disabled to overcome reported issues with non-pwd authentication:
image

However, it doesn’t used my saved creds. What am i doing wrong?